Before I knew it my mind was all over the place. What a
difference a year makes. Man, a year really isn’t that long.
When I was younger I thought a year was a super long time but as an adult I know that it’s here and gone. If I can grow my hair 8-10 inches in just a year what else can I do in a year?!
Now, I didn’t just think hard and make my hair
grow. No, I had to take certain steps. I came up with a plan and
followed through.
My effort was making sure to use hair products that did not include sulfates or alcohol. I also never used heat on my hair. The sacrifice was taking out the time to style it a certain way so that the next day it was presentable (twist outs, braid outs etc). When I had a relaxer all I had to do was wrap it and I was done.
Like anything in life that you want to accomplish you
have to put forth effort and sacrifice.
My effort was making sure to use hair products that did not include sulfates or alcohol. I also never used heat on my hair. The sacrifice was taking out the time to style it a certain way so that the next day it was presentable (twist outs, braid outs etc). When I had a relaxer all I had to do was wrap it and I was done.
I decided to create a list of 5 things that can be
done in a year with just a little focus and determination! I've also added quotes that help to drive some of my points home.
Open (and manage) a Savings account- the first step is opening it.
Even if at the time you don't have much to deposit, I find that making
the first step is sometimes all you need to go forward. Set a certain
goal. Whether it's monthly, weekly or every two weeks. The goal
here is to save SOMETHING.
Invest in something- The stock market can be
tricky, but if you are educated and guided you can really come out on top.
Make a small investment and keep a close eye on it. I once heard on a radio show
that the best place to invest is where you actively spend your money. For
example, if you spend a lot of money at Target or only use a certain brand why not explore that company to invest in? I'm not an expert
in investing but in the next year I plan to be.
Start a vacation fund- if you aren't in the
vacation pics being posted on social media then you aren't relaxing enough to
the level you need to be! I know, I know, it can be expensive.
Trust me, I haven't taken a REAL vacation in over ten years so I’m
speaking to myself here. This one sort of goes hand in hand with the
previous item.
Now, this vacation fund is NOT the same as the savings account. It
is strictly for you to take vacation. Don’t dip in the savings account
for vacations! STAY focused. WE can do this. You can start off with
a small vacation. Go on Groupon Getaways or Living Social. They
always have great deals. This will ensure the money you save is stretched and
used wisely!
When you think about it, there are enough affordable trips
that if you we really make it a focused effort you can take at least one a year!
Complete a home project that you have been
needing to do Let's be honest this has everything to do with procrastination and
nothing to do with "you don't have time". You know how I know
this is true? Because I am sooooo guilty. My big project was
decluttering our condo. Room by room I needed to really get rid of items
I was either saving to giveaway "one day" or items that we literally
had no use for anymore. This Spring I decided to just start. Yes, I am tired
after work and dinner but I also grew tired of the clutter. And so began
project Declutter.
Remember we are talking about a year here. So maybe commit to an hour each weekend. You may not need a year for smaller projects, like a closet but for something much bigger like cleaning out and organizing the garage or basement you will. Like Nike says, JUST DO IT!
Whatever your project is may take time but the secret
is doing it little by little.
Remember we are talking about a year here. So maybe commit to an hour each weekend. You may not need a year for smaller projects, like a closet but for something much bigger like cleaning out and organizing the garage or basement you will. Like Nike says, JUST DO IT!
Learn a new skill/take a class- what can take
you to the next level in life? Is one course standing between you and making more money professionally? Is there something you have always wanted to pursue?
Like I mentioned, a year is here and gone before you know it.
Let' say you have always wanted to learn to play an instrument. A year of
lessons can help you start that process. There are cooking classes, and
learning another language. Sit down and really think about something
you've put on the back burner. Even if it is something that will take
longer than a year, after you complete the first year you are that much closer
right?!
These are just a few things you can accomplish
in a year or less. The point here is that it can be done. Just like
my hair grew, so can your bank account, or skill level, or passport stamps!
Make it happen....what's a year?!
You may also enjoy: Saving fo real this time..9 Steps to help you become financially fancy!
You may also enjoy: Saving fo real this time..9 Steps to help you become financially fancy!
Love it and u are absolutely right I will start that vacation and savings account
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